If you think you are PROTECTED transecting on ebay, you are a NOVICE. Ebay do not have any effective mechenism for controlling those cheaters.
If you have not yet got yourself into trouble with a buyer or seller on Ebay, you must consider yourself EXTREMELY LUCKY. It is only a matter of time before you run into some cheater. Because Ebay is PROTECTING and HARBOURING all these scoundrels, probably because Ebay earns some revenue on each transection.
A seller in US sold me a phone. I paid him by Paypal. A day after successful sale, seller said it was
a mistake!!! and he do not have that phone!!! (Probably the price was not right for him). Anyway, THIS IS NOT MY MISTAKE. He refunded money, but I suffered currency conversion costs, which is about 10%, for both monetory transections, payment and refund, because of HIS mistake, not mine.
THERE IS NO WAY TO GET COMPENSATION. MY MONEY IS LOST.
IF WE THINK WE ARE PROTECTED BY EBAY, WE ARE FOOLS.