Hi,
PaisaPay is great. Hope it will be as popular as PayPal, if not more.
I have a suggestion. I think I once mentioned those in the board.
Many small sellers like me receive very few PaisaPay transactions every month, say less than 5 per month , that too mostly of low values (a few hundreds). PaisaPay is utmost swift in sending our due payment. So I think in those cases you spend more on the draft and courier charges than the commission paid by us. Please maintain the excellent present service but with that you may think of providing the sellers (recipients) other options for receiving their payment. Those opting for the new proposed system will reduce your expenditure of draft and courier charges, hence should be encouraged by some discounts on your PaisaPay charges.
A. Give the sellers an option to receive their payment in bulk / bouquet. Let the sellers choose a min. despatching amount and interval for receiving their payment.
To elaborate, say one seller chooses a min. despatch amount of Rs. 1000 and interval period of 60days for receiving the payment. So the payment will be sent only when the total due amount for has surpassed Rs.1000 or atleast 60days has past from the receipt of the first due payment by him (which ever is earlier).
This will reduce the no. of payments you send to the sellers hence reduce your courier and draft charges. So you can pass on some discount to the seller (recipient).
Secondly, you can give the sellers another option of receiving the payment directly in their account via online net transfer or direct deposit in their Bank account. Most of those having Debit card accounts in major Banks can avail this facility. This will also save your cost of courier and draft charges hence, you can provide those recipients some discounts on your charges. Savings for both you and the sellers.
Lastly, I must praise you once more for your excellent service. Very few times in the past I have faced some problems to pay via PaisaPay. Trust you have rectified those problems as I have not experienced any such problem recently and have not seen about those on the boards. Also, must say that for me, never ever there was any delay to receive your payment. Very satisfied with PaisaPay. Keep it up.
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Best Regards
๐
Swarup
Kolkata

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Best Regards
๐
Swarup
Kolkata
