Hi Umang (indconcepts),
Thanks for your faith in New PaisaPay! We also believe that the New PaisaPay will benefit buyers as they will get great experience and sellers, as good buyer experience will result in better sales for our sellers.
While building new PaisaPay, one of the priority we had was to have minimal increase in a seller’s work. I think as our sellers get used to the new system, they will find it convenient.
I also believe that high volume sellers will not face any issue on money circulation, since most of them will be part of Express Remittance. Sellers who are part of express remittance will receive faster payments compared to the old PaisaPay remittance system.
On your question on chargeback – As you would know, a chargeback is a buyer’s prerogative (a right given by Visa/Master Card protection policy) and can not be controlled by eBay or sellers.
Even if a buyer confirms item receipt, he can still claim a chargeback with his credit card issuing company. In case such chargebacks, sellers can provide PODs which we would use to contest the chargeback with the card company.
The policy regarding chargeback remains unchanged. If a buyer claims a chargeback, PaisaPay will seek the proof of delivery from the seller. Sellers who provide a valid proof of delivery will be protected by PaisaPay. Therefore I will suggest you continue to keep the PODs for all your PaisaPay transactions.
Regards
Prashant