Dear Rajan,
Its unfortunate that you had a very bad experience on ebay.
But believe me that the Buyer's money is safe upto the last penny.
If you are aware of the procedure, you can recover the money very easily.
You just have to follow some steps in the stipulated time frame.
I am forwaring you a link which will be of help to you.
http://pages.ebay.in/help/tp/isgw-buyer-protection-steps.html
Mind it.... if you loose on time ....you won't get the money back.
For any help you may write back and someone from the Community would be there to help you out.
regards
Umang Midha
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best regards
Umang Midha