i think the fvf for coins and notes category should be reduced to 1%.here are reasons of why i think so :
People know whats the value of a coin or note and nobody would pay more than that lets say value of a note is 10,000rs or he is selling 1000rs x 10 notes i.e the current bank notes of india and a seller sells it for 10,000rs and as ebay takes 5% 500rs will be charged to him so he will get 9500rs for 10 X 1000rs notes means he will get below face value .
things like notes,coins ,stamps are such items whose valued are known and hence ebay should charge less or no fvf for it .
nobody would give a 1000rs note for 950rs right ???so thats the point i am trying to explain .
if possible please think over it it will be a nice idea to encourage more sellers to sell and more buyers to buy because the note will be selling at a less price than now .
its a advantage for both buyer and seller .
please try to think about it and let me know how my suggestion is .