I have taken advice from the board here and opened a live chat..Joy is only slightly robotic, the issue appears to have been resolved.
PaisaPay drafts can have the clearing bank changed, so after weeks of emails to paisaPay team, it was 5 minutes on live chat that got it sorted...have faith people, here is my chat session..
Your chat session has started..
Joy: Hi, welcome to eBay Live Chat! My name is Joy and I invite you to please share your feedback with me about our chat today by filling out a brief survey when we are finished.
Joy: How may I help you today?
havenindia: paisapay problem
havenindia: my bank charges me to clear paispay draft because it has to clear at a specific branch
Joy: I see.
havenindia: I have an ongoing dispute with paisapay team
Joy: You would need to get this clarified with the bank for the bank charges.
havenindia: get what clarified and to whom
havenindia: the draft needs to be amended to AT Par payable at any hdfc bank in India
Joy: With regards to the bank chargers for clearing the bank charges for the PaisaPay payment, you would need to check with the bank as only the bank will be able to assist you in this regards.
havenindia: I have
havenindia: bank have advised it is due to central clearing at one branch only. I have told paisapay
havenindia: paisapay advise they will check with issuing bank..but nothing has been resolved to say if draft can be amended
havenindia: paisapay advised me to change my address or change my bank address - both are silly suggestions
Joy: Just a moment please.
Joy: The demand drafts are sent by the HDFC bank. And the clearing happens according to the listed city on the website of eBay (i.e. the supported cities for PaisaPay).
Joy: While I check with the PaisaPay Team, can you help me verify your account.
havenindia: my draft clears through Margao..this is not even in capitol city in Goa. My bank is in Panaji. Ebay need to update to add HDFC in Panaji (capitol city)
Joy: Can you help me verify you account while I check with the PaisaaPay Team.
havenindia: k
Joy: Kindly provide your name, address, postal code and telephone number. And your User ID.
havenindia: havenindia. Julia Heffey. 9 Fuldem vaddo, nagoa, bardez, Goa 403516 9822582018
Joy: Thanks for the details.
Joy: Just a moment.
Joy: Thanks for waiting.
Joy: As confirmed with the PaisaPay Team, they have informed the bank to change the demand draft to "Payable at Panaji".
havenindia: thats great, when is this effective from?
Joy: This effective from the last payment cycle i.e. for the 28th November 2006
havenindia: ok, thankyou Joy
Joy: Is there anything else I can assist you with?
havenindia: no thankyou
Joy: I am glad that I could help you out today.
Joy: Thank you once again for contacting eBay Live Chat. I appreciate the chance I had to assist you.
Joy: Have a great day!