i've been a fond user of ebay for the past year or so. i've come across many selling items which are of to my satisfaction. till now i've found the payment method to be either paisapay through credit card or online banking or direct cash deposit in seller a/c.
credit card is for those who are able to afford it. i'm not in favor of using credit cards because of the huge interest that the card co. charges from the user. what i'd like is paisapay through debit card of nationalized banks like pnb, bob, sbi, iob &c. and just like credit card, debit card payment assures the seller of payment because a transaction can be accomplished only if the buyer has the requisite balance fund in his savings/ current a/c. this would also assure ebay of a certain transaction due to the popularity of debit card banking.
thanx and regards,
balaji