Dear coolstuffsmart,
You are quite experienced Seller as your feedback score says it all.
I may not be that experienced like you but I think you are facing this problem for the first time. I feel that paying through Card is more effective and discards the kind of problem you are facing. I mean the delay of confirmation file reaching ebay's Bank from your bank.
Hope that your problem is taken care of at the earliest.
ebay must realise the kind of frustation one has in this kind of a situation.
regards
IndConcepts
.
best regards
Umang Midha