Hello For the below mentioned transaction whole amount has been deducted from my credit card instead of emi, kindly contact axis bank and convert it into emi or cancel and refund me the amount as i cant bear the whole amount payment in single payment that is why i had opted for emi. The whole amount plus emi processing charge has been deducted from my credit card. My payment is due in few days, kindly convert it into emi. And in case you dont have the facility to offer it on emi then why give it as a option! paisapay id 32299370213 item number 251164981361 Samsung Galaxy S DUOS GT - S7562 with 1 Year Samsung India Warranty as per ebay it should had been This email confirms that you made a PaisaPay payment to the following seller for the total amount of Rs. 16,490.00 using credit card (Rs. 15,253.25), charged in 6 equal monthly installments and eBay gift voucher 4R49KXDG9U (Rs. 1,236.75) and an additional amount of Rs. 420.03 towards convenience charges (including service tax). This additional amount will also be charged in 6 equal installments along with the monthly installment amount and will appear on your Credit card statement. Email reference id: [#050dcb90c21c41cf95d5d08fb0a96941#]