i faced this problem, my online sbi debit card transaction failed but my sbi account was debited with the amount without any paisa pay reference id, now in my bank statement there is no transaction id only "POS XXXXXX BILL DESK SBIPG" is displayed, i did contact to ebay customer care they said they have escalated a case but its 2days since i dint get any reply nor refund. Does anyone have any idea what to do?? i feel like i have lost a huge amount of money without any mistake of mine 😞