Mr Tarun Baweja,
I have seen, in most of your low priced items, like Rs 145/-, 200/- , you have offered EMI option. Have you studied well the conditions of EMI option. So far as I know, EMI cannot be offered in such a low value items and PaisaPay charges for EMI offerings are very high. You may get it confirmed from Ebay.
Thank You,
Ashok Agarwal