Hi db_paridabob,
One possibility can be that the item was removed by eBay for it was violating eBay policy. However, your money is safe, since you are protected under Buyer Protection.
I suggest you check with Customer Support on the exact reason and next steps to recover the money. To contact Customer Support:
http://pages.ebay.in/help/contact_us/_base/index.html
click on Bidding and Buying >>> Bidding and Buying (in 1st box)>>> Problem I am having with buying is not listed (in 2nd box)
Regards,
Sapana