Clarity on EMI calculation of EBAY

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on 13-12-2015 09:08 AM
I was thinking to purchase the product from EBAY in EMI and the interest is 12 or 13% and the fees+ taxes.
The example they gave was for RS 10000/- for 3 mths with 12% interest which lead to 10200/- final amount. I didnt understand the calculation. Please help me understand...
Thanks,
Nitish
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