I am getting something same as you both are getting ...
I tried making payment by ICICI credit card,and I got this error message,
your payment cannot be processed right now,please select other payment method,
i don't know what is the issue my credit card is working absolutly fine and shopping a lot in other websites, daily !....seems ebay has blocked my credit card or ..i don't but but just hopeing that it work in the site so that i can purchase a lots of products in ebay !