R/Sir, I am from Punjab state and my area pin code is 152026. I tried to purchage a camera two times from ebay once on 30.11.2012 and the same on 4.12.2012 but the amount from my bank account was debited to BILLDESK but not received to ebay seller. on 30.11.2012 Rs 8210 and on 4.12.2012 Rs 12620 were debited to my YES BANK saving account.The total of this amount(refunds) is not credited to my account till now. Please look into this matter and credit refunds to my account. Please start the facility of cash on delivery in my area in future also.