Dear ballideol,
We regret for the inconvenience caused. It seems that you've experienced a missing transaction due to technical issue at payment gateway. Such types of transactions generally get refunded automatically if not accepted within 72 hours. Kindly Share following details on inceswebhelp@ebay.com and we will check it with our bank.
1) Date of transaction
2) Mode of payment
3) Amount that has been debited
4) Reference number or Transaction Id which you can get it from your Bank
5) Bank name
6) Item number