Hi,
Credit card is the easiest and safest way to pay for auctions.
1. If you pay cash there is no record.
2. If you pay by Money order , still there is not much record and it is hard to prove and even harder to get the money back.
3.Personal cheques...you can trace which account it went to, still cannot claim the money back.
4 COD can be a cumbersome process. Most sellers hate it and your choices will be limited. And also seller can send you a faulty item and you pay when it is delivered to find an item which is not working. You are left with no choice to claim your money back.
Credit cards, if you pay through paisa pay you are not giving your number out and you are protected by ebay.
Also if anything goes wrong you can do a charge back from your credit card company and you are also protected by insurance which comes along with your credit card against unauthorized transactions.
If you want to really avoid credit cards, the best option is to use Paisapay debit card facality. When you are trying to pay, you are taken to your bank's internet banking interface, where you can login only if you type in your internet banking ID which will not be transmitted to anyone , ( not even paisa pay).
I have been doing ebay since 1998 and have used so many different credit card processors including Paypal, ebay, money bookers , Nochex , Bidpay, Paisapay, PPPpay. As long as you are Prudent, there is no way you lose money on Ebay or any other ecommerce sites.
Regards
Onesimpleman
Classfeed.com