Money debited but pending refund

I tried to buy a Samsung galaxy grand 2 on 25 jan 2015. Money debited from my SBI account through online net banking but order was not place though money got transacted n transaction reference no.is *** . I spoke with customer service they said me to wait for 3 days but still no.update has given to me. This happens problem occur thrice with me. Now i don't want to trust this shopping service of ebay....their mode of refunding process is too slow as compare to other...
I felt like cheated on me...please help me out from this

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